February 2002 - Basement remodeled, drywall, plush carpet, bathroom added. Faulty pipe in bathroom, one week later pipe breaks, basement floods, 1st insurance claim. $7,000
May 2006 - Power Outage, more than 4 days, sump-pump goes out, battery back-up goes on ... but power outage lasts longer than battery. Basement floods, 2nd insurance claim. $6,000
January 2007 - Sump-pump breaks, I'm not home, basement floods. Have whole new pump put in. 3rd insurance claim, $5,000
March 2008 - This past Saturday. Basement flooded. Different plumber comes and shows me where pump and back-up had been installed wrong. Pressure blew pump. Insurance adjuster came out last night, settled 4th claim $4,000 *** lower property claims because I learned and have everything stored in huge-ass Rubbermaid containers *** The cost is cleanup and new carpet and pad. They will be canceling my coverage because you can only have 3 claims in 3 years.
THIS MORNING - APRIL 1st My frickin' basement is flooded! I called the same plumber out. The sump-pump has a designated circuit and he didn't plug it into that outlet. He used another that has other things running on it and shorted that circuit!
I closed the door and came to work ... I'll worry about it when I get home.
